OCR receipt scanning
Snap a receipt - GPT-4 Vision reads every line item, price, tax, and total. Zero manual entry.
Personal finance, focused
Your money, finally in focus.
Snap a receipt, watch SmartSpend sort it. Multi-currency tracking, savings goals, and real insights - without the spreadsheet.
Private by default · No ads · EU hosted
How it works
Three steps from receipt to insight.
- 01
Scan
Snap a photo of any receipt. Our OCR reads every line item in seconds.
- 02
Auto-categorize
Groceries, transport, subscriptions - tagged automatically with multi-currency support.
- 03
See insights
Live dashboard shows where your money actually goes. No manual entry required.
Features
Everything you need. Nothing you don’t.
Multi-currency
EUR, USD, GBP, PLN and more. Track expenses in any currency with daily rate conversion.
Savings goals
Set a target, choose a date, watch progress in real time. Interest tracking included.
Recurring transfers
Automate money movement between accounts. Rent, bills, savings - set once, forget.
Investments tracker
Portfolio valuations, dividends, and returns alongside your everyday finances.
Financial literacy quiz
Short, gamified lessons that actually teach you something about money.
Pricing
Simple pricing. Cancel anytime.
Free
€0 /month
Everything you need to get clarity on your money.
- Unlimited expense tracking
- OCR receipt scanning
- Multi-currency support
- Savings goals
- Basic analytics
- PWA, iOS & Android
Most popular
Pro
€3.99 /month
Deeper insights for people serious about their finances.
- Everything in Free
- Unlimited history
- Advanced analytics & forecasts
- Investments tracker
- Recurring transfer automation
- Priority support
FAQ
Questions, answered.
Is SmartSpend really free?
Yes - all core tracking, OCR scanning, savings goals and multi-currency support are free forever. Pro is optional and unlocks advanced insights, unlimited history, and priority support.
Where is my data stored?
Your data lives on EU servers. We never sell it, never share it with advertisers, and you can export or delete everything at any time.
Which currencies are supported?
EUR, USD, GBP, PLN, CHF, SEK, NOK, DKK, CAD, AUD and more. Daily exchange rates are applied automatically across all reports.
How does the receipt scanner work?
Snap a photo. GPT-4 Vision extracts each line item, the merchant, date and total. You review, confirm, and it's categorized automatically.
Do I need an app store account?
No. SmartSpend runs as a Progressive Web App on any modern browser - iOS, Android, desktop. Add it to your home screen and it behaves like a native app.
Can I use it offline?
Yes. Recent data is cached locally and syncs the moment you're back online.
Is there a family or shared account?
Profiles let you switch between personal, household and business contexts. Shared accounts for couples are on the roadmap.
How do I cancel Pro?
One tap in settings, no questions, no retention screens. Your data and free features remain untouched.